Home Protect Lite

First loss basis insurance policy for householders

Home Protect Lite is a first loss basis policy which combines fire and burglary and comes in 2 annual plans which you can decide upon based on specific requirements.

  • Pre-underwritten insurance plans with stated sum insured
  • Convenient claim settlement process
  • Affordable premiums
  • Less documentation and speedy service delivery
  • Consist of a variety of covers that protects your building and contents against loss or damage occurred due to fire and burglary related perils
  • Fire and lightning
  • Riot and strike
  • Malicious damage
  • Explosions
  • Earthquakes
  • Natural perils including cyclones, storms, tempests and floods / tsunami etc
  • Bursting and overflowing of water tanks, pipes and apparatus
  • Aircraft damage
  • Burglary insurance cover (for contents only)
  • Electrical short circuiting
  • Removal of debris
  • Professional fees
  • 10% or Rs.5, 000/- each and every loss in respect of Malicious Damage claims.
  • 10% or Rs. 10,000/- whichever is higher in respect of Natural Perils claims.
  • 1, 000/- in respect of all other claims.

Terms and conditions of the product offering

  • The building should be used exclusively as a private dwelling house and not for other purposes or domestic industries.
  • The premises should be secured against burglary.
  • The premises should be in a good state of repair.
  • The construction should be bricks/concrete/cement block, walls and roofed

Why should I select Sri Lanka Insurance as my insurance partner?

Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning 55 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund of Rs. 105 billion and asset base of Rs. 197 billion are unmatched in the industry.

Quick inquiry