Home Protect

Comprehensive Home Insurance Solution

Home Protect is a comprehensive home insurance policy that insures your home and valuables against unexpected risks, to keep it safe and secure at all times. Home Protect specifically covers the following risks mentioned below.

  • Fire and lightning
  • Terrorism
  • Riot, strike and civil commotion
  • Malicious damage
  • Explosions
  • Earthquakes
  • Natural disasters
  • Cyclone, storm, tempest and flood
  • Impact damage
  • Falling trees, telephone posts and light posts
  • Aircraft damage
  • Burglary, housebreaking or any attempt of threat
  • Accidental breakage of mirrors other than hand mirrors etc.
  • Jewellery cover – Limited to 25% of the content value
  • Cash at premises
  • For named family members (age limit 70 years) personal accident cover
  • Accidental death or total permanent disability of domestic staff-hospitalisation allowance due to injuries sustained at work (age limit 60 years)
  • Electrical damages to electric items
  • All Risks Cover for valuables (valuables include jewellery, precious stones, personal cameras, musical instruments and laptops)
  • All risk cover for specified electronic equipment
  • Accidental damage to fixed & plate glasses
  • Alternative accommodation
  • Removal of debris
  • Professional fees (Engineer’s, Surveyor’s and Architect’s expense)
  • Reproduction cost of documents, deeds.
  • Public liability cover
  • Personal Accident cover for the insured and natural death cover for the insured (Age limit 70 years)
  • Damages to service lines within the premises.

Why should I select Sri Lanka Insurance as my insurance partner?

Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning 55 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund of Rs. 105 billion and asset base of Rs. 197 billion are unmatched in the industry.

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