Sri Lanka Insurance Business Club

Sri Lanka Insurance Business Club

The “Sri Lanka Insurance Business Club” Trade Insurance is especially designed for Sri Lankan Businesses to cater to their own set of unique requirements. “Sri Lanka Insurance Business Club” Trade Insurance is a comprehensive business insurance solution that can be customized to meet the diverse insurance needs of your businesses. Free your mind of worries and hand over your risk to Sri Lanka Insurance.

Insurance for all from the largest & strongest National Insurer
Main Covers


  • Fire and/or Lightning
  • Explosion
  • Malicious Damage
  • Aircraft Damage
  • Impact Damage
  • Earthquake
  • Bursting or Overflowing of Water Tanks, Apparatus and/ or Pipes
  • Cyclone, Storm, Tempest
  • Flood
  • Natural Disaster Cover (Tsunami, Tidal waves, Volcanic eruption, Tornadoes due to an atmospheric disturbance, Hurricane, Typhoon, Thunderstorm, Rainstorm due to an atmospheric disturbance, Windstorm and Hailstorm)
  • Electrical Inclusion Cover for Electrical Equipments, Appliances, Installations etc
  • Spontaneous Combustion
  • Burglary and/or House Breaking Cover


Extension (optional)


  • Strike Riot, & Civil Commotion Cover
  • Terrorism Cover


Free Covers Offered Along with Main Cover


  • Cost of Removal of Debris
  • Loss of Rent
  • Architects, Surveyors & Consulting Engineers Fees
  • Cost of Alternative Accommodation
  • Damage to Service Line - Rs. 100,000/-
  • Asset when Temporary Removed
  • Cost of Replacing/ Refilling Fire Extinguishing Appliances
  • Public Authorities
  • Personal Accident Cover for Employer - Up to Rs.200,000/-
  • Personal Accident Cover for 02 Employees -
  • Up to Rs. 50,000 /- each
  • Food Poisoning Cover - Up to Rs.100,000/-
  • Legal Liability Cover - Up to Rs.100,000/-
  • Workmen's Compensation Insurance Cover - Up to 5 employees


Additional Covers (at an additional premium)


  • Money Insurance during Transit and while at Premises (Contain safe/cash in drawer)
  • Accidental Breakage of Glass Cover
  • Sign Board Cover
  • Electronic Equipment all Risk Cover
  • Goods in-Transit Cover Including Loading and Unloading
  • Machinery Breakdown Cover
  • Deterioration of Food in Refrigerators & Deep-freezers
  • Fidelity Guarantee
  • Legal Liability Cover
  • Personal Accident Benefit Insurance (Including permanent disability)
  • Funeral Expenses( Insured or Business Partner)
  • Workmen’s Compensation Insurance Cover (Including off duty cover)
  • Hospital Cash Reimbursement


Note: All of the above main covers, Additional covers and Free covers are subject to policy terms and conditions.

Why should I select Sri Lanka Insurance as My Insurance Partner?

Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning over 60 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund in excess of LKR 156.7 billion  and asset base of over LKR 274 billion are unmatched in the industry.

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Hotline : +94 11 235 7357

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