A tailor-made life insurance policy that enables those with seasonal incomes to reap unrivaled benefits all year long! Jana Diri is an insurance plan that provides complete protection for life even when your premium is 2 years overdue. This makes Jana Diri the ideal life insurance plan for those employed in agriculture, tourism or any other sector that has seasonal income cycles.
Grace period of 2 years
A grace period of 2 years for unpaid premium payments after paying at least 1 year’s premium, with continued benefits of a protection plan
Policy terms from 10 - 40 years
Premium payment options
Flexible range of premium payment mods (monthly, quarterly, bi-annually or annually)
Guaranteed cumulative bonus
100% of total sum assured plus cumulative bonus guaranteed at maturity
Expandable with additional covers for enhanced protection such as Critical Illness Cover, Hospitalization Cover, Spouse Cover and many more
Compensation on death
Payment of sum assured and cumulative bonus for dependents on death of policyholder
Flexibility to add your spouse & up to five dependent children for hospitalization benefits
- Adults between the ages of 18 to 60 years are eligible for the Jana Diri plan
- Ideal for seasonal income earners including farmers, fishermen, tour operators, etc.
Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning over 60 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund in excess of LKR 156.7 billion and asset base of over LKR 274 billion are unmatched in the industry.