Sri Lanka Insurance presents "Home Protect Lite," a 1st Loss basis home insurance policy designed to meet your specific needs. With Home Protect Lite, you can choose from a range of five specified packages, providing coverage from 1 million to 5 million, all at an affordable premium.
Our trusted home insurance policy offers you the peace of mind of protecting not only your home but also your valuable belongings. We understand the importance of safeguarding your investment, and that is why we have tailored our "Home Protect Lite" policy to provide comprehensive coverage at a price that suits your budget.
|Plans||Option 01||Option 02||Option 03||Option 04||Option 05|
|Sum insured Rs.||1Mn||2Mn||3Mn||4Mn||5Mn|
|Annual Premium with Taxes||1,900/-||2,500/-||3,400/-||4,300/-||5,300/-|
**Subject to policy terms, conditions and exclusions as per the standard insurance policy
Home Protect Lite provide protection to your house and its content against following perils
- Malicious damage by any person(s)
- Natural Perils including Cyclone/Storm/Tempest/Flood/ Earthquake, Tsunami etc.
- Electrical short circuiting(Electrical damage) for electrical and electronic contents only
- Bursting & overflowing of water tanks, Apparatus and pipes.
- Aircraft damage
- Impact Damage
- Burglary involving forcible and violent entry/exit (for contents only) Damage to the building caused by burglary of house breaking.
- Online Purchase Facility
- Convenient claim settlement process
- No declaration of list of items insured at the beginning of the insurance
- Ability to purchase the policy instantly
- Affordable premiums
- Less documentation and speedy service delivery
- Policyholder should have an insurable interest on the asset
- Policyholder should be eligible to sign an insurance agreement as per the legislation framework of Sri Lanka
- Insuring property / assets should be within the geographical limits of Sri Lanka
- The policy holder must made accurate disclosure of the risks particulars which shall be the basis of this insurance
Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning over 60 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund in excess of LKR 156.7 billion and asset base of over LKR 274 billion are unmatched in the industry.