Minimuthu Children's Policy

What is Minimuthu Children’s Policy?

A comprehensive, policy for you and your child that covers an unexpected loss or event, fully assuring your child a guaranteed future of financial freedom and added benefits. We offer you peace of mind by insuring your child and both parents with the Minimuthu Children’s Policy, where your child can continue to follow their ambitions as a young adult, even though the external circumstances are beyond their control.

Insurance for all from the largest & strongest National Insurer
Policy terms

Policy terms available from 5 - 20 years depending on the child’s age.

Both parents covered

Both parents covered under the same policy.

Maturity benefit of 140%

Maturity benefit of 140% of the sum assured spread over a payment period of 4 years in 4 equal installments of 35% of the payable that the child can utilize for higher education.


Highly flexible range of premium payment mods (monthly, quarterly, bi-annually or annually).

Double the sum assured

During the premium payment period immediately entitles the child for double the sum assured and a waive off of all future premiums. The child will also receive the guaranteed 140% of the sum assured on maturity in installments along with cumulative bonuses.

Compensation on death

Loss of a parent during the benefit paying period entitles the child for double the balance benefit.

Compensation on death

Death of insured child during the premium paying period will entitle the parents to 125% of the premium value or surrender value whichever is higher.

Compensation on death

Loss of insured child during the benefit paying term entitles the parents to the balance part payments in installments.

Additional covers

Expandable with additional covers for enhanced protection such as Critical Illness Cover, Hospitalization Cover, Accidental Death Cover and many more.

  • The policy can be obtained by parents between the ages of 18 to 60 years on behalf of children between the ages of 1 month to 15 years
  • The child should not exceed 21 years of age before the policy matures
  • Minimum sum assured should be LKR 100,000
  • Your child is eligible for the Arogya Hospitalization Cover and Jeewaka Critical Illness Cover at the age of 1 month onwards at a normal cost
Why should I select Sri Lanka Insurance as My Insurance Partner?

Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning over 60 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund in excess of LKR 156.7 billion  and asset base of over LKR 274 billion are unmatched in the industry.

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