Early Cash Advance Benefit Plan

What is Early Cash Advance Benefit Plan?

A unique life insurance policy that is specially designed to address the demand for early returns, Early Cash is the ideal plan for those looking to create a fund for higher education, buy your own home, a brand new vehicle or your dream wedding. With Early Cash, you can receive up to 50% of the basic sum assured before the policy matures, while continuing to enjoy the benefits of a comprehensive protection plan for you and your loved ones. Higher the sum assured, higher your advance payment!




First Stage

(First Advance Payment)

Second Stage

(Second Advance Payment)

Third Stage

(Maturity Payment)


20% of sum assured at the end of 4th year

30% of sum assured at the end of 7th year

50% of sum assured at the end of 10th year + Bonus


20% of sum assured at the end of 5th year

20% of sum assured at the end of 10th year

60% of sum assured at the end of 15th year + Bonus


20% of sum assured at the end of 10th year

20% of sum assured at the end of 15th year

60% of sum assured at the end of 20th year + Bonus

Insurance for all from the largest & strongest National Insurer
Advance payments before maturity

Enjoy up to 50% of basic sum assured in 2 advance payments before maturity (50% for 10 year plans and 40% for 15-20 year plans)

Cumulative bonus calculated

Balance of sum assured paid on maturity with cumulative bonus calculated on original sum assured

Compensation on death

Compensation on death for dependents will be the entire sum assured plus cumulative bonus, regardless of any advance payments made

Premium payment options

Policy terms available from 10, 15 to 20 years with flexible range of premium payment options (monthly, quarterly, bi-annually or annually)

Additional covers

Expandable with additional covers for enhanced protection such as Critical Illness Cover, Hospitalization Cover, Spouse Cover and many more


Flexibility to add your spouse and up to five dependent children for hospitalization benefits

  • Adults between the ages of 18 to 60 years are eligible for the Early Cash Advance Benefit Plan
  • Ideal for young professionals setting long-term life goals
Why should I select Sri Lanka Insurance as My Insurance Partner?

Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning over 60 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund in excess of LKR 156.7 billion  and asset base of over LKR 274 billion are unmatched in the industry.

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