Freedom Lifestyle Plus

What is Freedom Lifestyle Plus?

Ensure that your post retirement lifestyle will continue to be stress and hassle free by investing in the ideal retirement plan today. As the name suggests, freedom is what we aim for with this retirement plan, providing policyholders with a monthly income to be financially independent alongside the ability to claim up to 5 times your monthly pension as an annual healthcare benefit without submitting hospital or medical bills.

What’s more your retirement income will also be increased by 5% annually on compound interest.

Insurance for all from the largest & strongest National Insurer
Guaranteed retirement income

A 5% increase of the guaranteed retirement income on compound interest basis.

Annual healthcare payment

An annual healthcare payment that is 5 times the monthly retirement income (optional) which will also increase by 5% on compound basis annually. This amount is payable as a lump sum each year.

Policy terms

Policy terms from 5 - 40 years.


Retirement fund receiving period can vary from 5, 10, 15 to 20 years as per requirement and confirmation at the commencement of the plan.


Highly flexible range of premium payment mods (monthly, quarterly, bi-annually or annually).

Additional covers

Expandable with additional covers for enhanced protection such as Critical Illness Cover, Hospitalization Cover, Family Protection Benefits and many more.

Cumulative bonuses

Cumulative bonuses will be paid along with the annuity payments

Compensation on death

Compensation on death during premium paying term will be a refund of the total premium paid or the surrender value which ever is higher.

Compensation on death

Compensation on death after commencement of retirement plan will be the balance payment of the retirement fund as per policy schedule for nominee.

Extended permanent disability

Extended permanent disability benefit claim due to accident/sickness where future premiums will be waived off, and the policyholder will be entitled to the monthly income as per policy schedule

  • Those who are between the ages of 18 to 65 years are eligible to obtain the Freedom Lifestyle Plus Plan
  • Benefits receive ages could be 45 to 70 years of age
  • Ideal for employees in the private sector with no standard pension scheme
Why should I select Sri Lanka Insurance as My Insurance Partner?

Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning over 60 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund in excess of LKR 156.7 billion  and asset base of over LKR 274 billion are unmatched in the industry.

Learn More
Quick Inquiry

Contact Us for More Information

Hotline : +94 11 235 7357

Find the Nearest Branch

Find Now

Download the Annual Report

Download Now